My issue deals with the 3rd party communication practices under Section 804 of the FDCPA. So for their efforts in getting away with this violation and countless other violations with the American public that I've been reading about, I reward them! On I-10 around exit 146, I will be dedicating a 100 foot block wall in their honor... Oh yes, I almost forgot about David Morris, I didn't forget you! User's recommendation: Avoid Companies like this one and watch our progress!