I would suggest no one to take chance to use this insurance for visitors, they are cheating. They always deny any case even if have flu and go for treatment while visiting they have one code they use to deny it by saying pre existing conditions without any prouve to support their decision however you will be out of the country already no more you can do because they will tell you that miss the dateline, and make you waste money, if you are not willing to sue them do not buy anything from them.they are garbage.cheater.