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If you are buying this medical insurance for Schengen visa, don’t ever think about it, their policy letter is crap, it doesn’t even have “Schengen” word, which is essential requirement from the European embassies, I have asked for a refund, never paid me back.
I would suggest no one to take chance to use this insurance for visitors, they are cheating. They always deny any case even if have flu and go for treatment while visiting they have one code they use to deny it by saying pre existing conditions without any prouve to support their decision however you will be...
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hi my in-laws visited US early this winter. I purchased plan D of this insurance for 5 months for both my in-laws. My father in-law unfortunately had an ER Visit/Hospital visit for Heart Attack. Tokio Marine did not cover a single cent of the cost. They rejected the claim stating it as “Preexisting Condition”. My father-in law...
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Claims department don’t know the difference between existing conditions and what the patient condition was, when they went for service. We went for the condition which the patient never had in her history and we informed doctor about all the conditions she has which is no way related to the current condition (I think every patient should...
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