When I first purchased my membership, it was a 1 week Ambassador membership. This gave me 1 week/year in a room that slept 4-6 people. There were over 180 resorts in the catalog, none of which were all-inclusive. In 2008, at the Crystal Palace resort in Nassau, I "upgraded" to a 30, 000/year points membership after being convinced that my weeks membership would soon be worthless and I would need a points membership to continue using Royal Holiday. The upgrade cost $8000.00 additional. Over the next couple of years, most of the available resorts were Royal resorts, all requiring all-inclusive payments over and above the maintenance fee. The resorts that were once available disappeared, replaced with locations in South America which I had no interest in visiting. The non-Royal resorts that we tried to reserve were never available and they always tried to point us to the Royal, all_inclusive resorts. It appears that the resorts that are not owned by Royal Holiday only set aside a few rooms for Royal Holiday members and they are always reserved. If you compare the list of available resorts today with those in the original catalog, which I still have, you will see what I'm saying. I desire to terminate my membership and end the maintenance fee payments. As a result of spine surgery I can no longer use the membership and the fee is a drain on my limited income.