Confirming what the previous (and all other) consumers have said here. This company is THE WORST. They will cause you life financial damage and provide total incompetence and disrespect. Payment options, ethical responsibility, courtesy, consideration for their users - none. Users of this service provider are stuck when their employers are using this sleazy company, and you can see repeated pleas (one more here) for employers to STOP USING THIS COMPANY. User's recommendation: Avoid at all cost.