I am currently trying to cancel and was told I could cancel and my credit wouldn't be affected but now they are saying they will pursue legal action and affect my credit. I am currently having money issued and can not continue with my membership and would like to cancel but different people call me and it has become impossible to cancel. I do not like how this company lied and stated my credit wouldn't be affected but now they are saying it will. I was told by the sale person I could cancel at any time but now it seems that is not the case.