How do we band together and get our money back from travel smart. They are a RIP off and I believe we should have a way out of the legal scam they have going. It is unfortunate that hard-working people with good credit have to be taken advantage. First off they have one person for financing, Sebastian Ponce. And then they have these Spanish or Indian people, who just learned English, that you cannot understand providing customer service. They refuse to transfer you to a manager. And they refuse to process a payment over your scheduled amount. They cut off my login access, because I was overdue which requires me to deal with someone on the phone and then when I try to reactivate it we have a hard time, I get annoyed of them not understanding me and vice versa. I notice,whenever you ask too many questions they hang up the phone or when you try to call regarding something other than joining or payment no one answers the phone. Also, I have been getting fraudulent timeshare rental which is supposedly a scam, which I believe my information through travel smart has been leaked. So if there is anyone out here willing to take on a class act lawsuit to get people out from under or to get us our money back or out of this contract, then please we beg you for assistance. Because what is the point of a timeshare that you pay regular price for anytime you visit with no real discount. I pay $362 month for a 20000 dollars. To book it they charged me $1300 per person not including flights which is another 400 dollars.so for flights and rental there is no real bargain cause I got it for 1200 per person including flights from travel agent with no further obligations. There is no benefit and no justice. During the presentation that is not how it was explained. We are begging for help out of this unjust, unreal, horrible mistake contract. User's recommendation: Do not join this timeshare it is truly not worth the financial hassle. Just book and go cause the price is so much better and there is no commitments.