Couldnt pay because the sight kept crashing next thing u [censored]in know I owe 900 dollars on a 300 credit limit.. Triied calling no answer then they canceled and turned over to debt collector how the [censored] is your bill 900 and a limit of 300... Their site sucks nobody even ansewers... The one time I did finally get a person she couldnt speak english now they turned it over to cks prime investments llc but yea genisis fs card services inc asignee of celtic bank are rip off artists do not sign up for this card