On May 11th, I attempted to login to online banking with BofA, and was given a number to call. I called and was told my checking and savings accounts were closed and was not given a reason. I was told due to the disclosure agreement, they can make a "business decision" and close my accounts without reason. I know they are required to inform you they are going to close your account, which they never did. I only found out because I called. I have money in that account that they are refusing to let me withdraw. Also, on two occasions, I had a direct deposit come in (I checked my balance the day before, and it was positive), once it did, it was lower than it was supposed to be and I did research, BofA claimed that my account had been negative and took money out of the deposit. So they have stolen money from me as well. I have never had a negative balance in my account with them. I firmly believe that a class action lawsuit needs to be filed against them based on how many people they have done this to.