My brother and I had a safari booked with Nature Travel Namibia that was cancelled because of Health problems and the Airline cancelled our flight, which Cheal O Air refunded all but $277.78 but the safari company only refunded only 1/2 of our down payment which was $2955.29. TripMate sent us checks for $35. each I am claiming that the insurance co. owes us $1477.64 for the downpayment.