We purchased a membership entry level identified as Bronze Plus for $6, 950.00 in April 2003. This gave us the benefit of using 10, 000 credits for the use of lodging, during thirty years. We have payed annual maintenance fees which have been raised throughout all these years.The time has come that we are unable to continue paying . these fees. I want to return the credits without receiving any money in return but they refused. My husband is disabled and I take care of him. We both are unemployed. What can we do???? The annual fees are due in January 2013 and we have no money to pay those charges.