I have not been able to get a hold of ANYONE!!! No numbers work!!! I did receive a link to get 24/7 live service for a fee of $9.99 a month and or $99.99! A year! I give up!!! I have a few months left to receive my 2% rewards for using my card at Walmart !!! I am then going to cancel my card! Hopefully I will be able to do this??? I add more than the amount necessary each month to avoid the fee. I am still being charged!!! Not to drag this out!!! But my point is that I wrote a check for a bill!!! And this fee was taken out from my account and I dont know if this check will be returned to the water bill I paid with User's recommendation: Don’t use the expensive checks to pay your bills!! The charges you get by using your card are far cheaper than a retuned check!! # being changed for fees you don’t have too!!