on Firday jan 29 2010 this so called company took out 29.91 out my checking and when I went to confront them they did I would have to www.libertyclub refund. com to get money but there is no such web site, this is money that I worked hard for. espically in times. have called many times but all get is the run around the next is to the bank and fill out all the proper forms and watch out for more scams, it seems this company is gettting richer by ripping off hard working americans. thank god my checks cleared first.