the lady that contacted me from the internet reply I sent them { from the un requested e mail I received } refused to give me a price on a life policy until I told her how much monthly money I have to purchase it. I asked what that had to do with anything. She said because there are so many policies" dont want to waste my time "on all of them. I replied saying that I want a quote on a $25,000.00 no questions asked or medical examination required final expense life policy like I received on a e mail from them. She again said "how much money do you have to spend monthly for it ". I said this is a scam if this is the way you do business. I was in a sales type business for 40 plus years and this type of tactics are used to see if they can get more than the normal price from the customer { like dishonest vehicle sales people do}. SO "BEWARE OF THESE GUYS".