In 2017 I was talked into purchasing a $7000 membership festiva/RTX travel program because they offered discounts on hotels, flights, package holidays and cruises. The membership is financed through Zelandia Capitol at the exorbitant rate of 16% per annum. The discounts are illusionary. If you are prepared to pay $2000 a night for a hotel they may be able to get you the same hotel room for $1000 or $1200. For standard hotels and flights Expedia, Trivago and a number other sites are better. I have not been able to speak to anyone who will help me cancel this membership. User's recommendation: Stay away.