After submitting a claim the company did everything to look for a reason not to pay for the claim. Paid over $11000 dollars to have peace of mind and what they did they refuse to pay for repair. You can't cancel service, they will not refund you or even listen what you have to say. They waited over 10 days to respond to the claim and in mean time nobody covers downtime. If you pay out of your pocket they don't want to refund. A classic Ponzi scheme built on treachery and lies. User's recommendation: Its better to take business risk of truck brake down then give XXXX dollars and still pay for repair.