I used them to deposit my first stimulus check, no problem, then came my third stimulus check, it was declined because it was after hours, so I resubmitted during the day, it was approved, then I wrote VOID on my check, and it was DECLINED! I tried calling and the calls have been disconnected, so I wrote an email, about 2 hours later I was notified that my account is closed because of a serious risk factor? Furthermore, I am now stuck with a 1400 check and no way to contact IRS. They are frauds how am I supposed to pay for my place? I'm homeless now. User's recommendation: DO NOT RISK IT.