Liberty Mutual has the worse commercials on tv today. The poor Emu should not be dressed up and used in commercials, especially on the treadmill. The guy that sells wet teddy bears is awful. The kids skipping rope that suddenly grow old is also awful. All these commercials are in bad taste and they are not funny anymore, actually they never were funny. I do not see the point in advertising like this. User's recommendation: Do not purchase their insurance.