AIL is a scam. I worked at AIL for less than 2 months. For the AIL supporters yes you can make money but how can you look yourself in the mirror knowing that you are calling to set up an appointment to go over a "Free Insurance Policy paid by the Union" only to slowly twist the person into feeling ao guilty about dieing and leaving his family without insurance coverage that they buy something that they can not afford. Yes more people need insurance coverage but not the overpriced minimal coverage that AIL is selling. IF this is such a great product with such as need why is the entire presentation and initial phone meeting not open and upfront about its purpose. The answer is because if they told the truth upfront no one would give them the time of day. Secondly because the sale is based on guilt rather than logic most people simply cancel a few months out. After leaving AIL for a couple of months and just starting to forget about the company they sent me a bill for commissions that they paid me on policies that canceled. While speaking to the accounting department in Waco Texas they tols me that commissions are only a loan and that if the policy canceled I had to repay the company. I immediately asked where this info was in writing and I was shown a one line sentence on my contract that I stated I would be responsible for any money borroewed from the company. When I asked for the section that explained that commissions where a loan they had no comment and asked how I woudl be paying back the money. If you want to make money selling insurance please join a reputable company that is not so ashamed of what they do that they won't even tell you why they want to come into your home.