Nothing is covered, from drugs to blood tests. A typical blood test costs $671. No medication I need is covered. It was $1000 with insurance and just $75 with a coupon. Shameful company. Deductible is crazy high and is impossible to afford medication costs. National level is coverage is spotty and very limited outside of Hudson Valley (CIGNA barely helps). Would avoid at all costs. It is cheaper to travel abroad for medical attention than it is to buy one drug with this company. Customer service hours very limited. CIGNA costumer service only directs you to the closed MVP offices. Everything is denied always, I had to wait for two months before a medication was approved- only to have it cost 10x more on the insurance plan than it would with a coupon from my doctor!