Update by user Jul 30, 2021 Someone from the corporate office contacted me to inform me that They have the right not to report Credit history. They canceled my extended warranty. I wasn’t aware of any of this. When Pandemic started just about everyone was in financial trouble. I should be done paying for this car By February. I’ve learn a valuable lesson Original review posted by user Jun 30, 2021 I have been a customer of Santaner for 5 years and they never reported it to the credit Bureau. With that being said I am trying to purchase a new car and it is causing me some issues getting finance. I was told I dont have credit. Please review my file and advise User's recommendation: Check your credit monthly.