I recieved a letter from monarch recovery management inc. Acct ref# 8685 . i have online banking and you recieved $24 march2021 and cashed. I lost my wallet and cancelled my cards april 2021 you recieved $25 june2021 and cashed yet i was put in collections. I dont think its a good practice to recieve a payment then turn your customers over to a collection agency. I request that you ensure that this is not put in the credit bureaus. You have recieved $49 to date and i will not be continueing my subs with this company any longer.