Don't pay $50 for three reports, side by side, with FICO numbers. It's a rip off. You can get them cheaper through the CRA. MyFICO has a very complicated (on purpose I suspect) way of handling their subscriptions so as to confuse their consumer. And no, they will not refund you if you made a mistake, as a reasonable business would. Also, June 20 was my last day of subscription. I went online, looked at my dashboard, saw my FICO numbers, saw no "alerts" for today, June 20. This evening I went online and checked into MyFICO, my dashboard FICO numbers had dropped significantly since this morning.....yet, NO Alerts as to why??? However, plenty of opportunity to re-sign up and find out. SCAM.