I joined up with sunlife for one reason only and that was because they advertise Funeral Plan for the over 50s.... while all the other insurance companies actually advertise Life insurance, at the age of 64 l would certainly not take out a Life Insurance, cut a long story short, l have been with them since 2016 and some months ago.... by chance I have found out l have a Life insurance and not a Funeral Plan and will be paying £26 a month till 2036.Misleading company User's recommendation: Do not go with sunlife.