For the first year I was leasing. After doing the math, I had basically paid off the computer at 153.96 a month. Unfortunately I had to then start paying to OWN. This dropped to 122 a month BUT half the money I paid for financing went towards the computer. Pretty high fees I am assuming, but then again I didn't do the math when I agreed to the terms so my fault. At least I am on my final payment. We will see if it stops after that.