I received a e-mail from Drachman Lending Center stating I was eligible for a bad credit loan from their company. They said my info was referred to them. i had been applying for and getting turned down for loans online.They said the loans are secured with either a co signer with 750 or above score. The second option given by the Senior Lending officer Nathaniel Hunt is for customer to buy an insurance policy that would cover the company in case customer lost job so lending company would be covered. The third option was the scam giveaway asking for a little over $900.00 , for three up front payments to secure the loan.This company has no licensing info on its website, In California where this company is supposedly based (addresss on website is listed as San Diego) a lender has to have a Finance Lenders License. I called the San Diego Business Tax Center where permits of business would be registered for city of San Diego,I called the San Diego Tax accessors office to ask for business address verification, I called the Bureau of Real Estate,. i also called the city business oversight license and permit office to check on this business supposedly housed at 6375 Lusk Street, Suite B411 in San Diego, zip 92121, My final call was to a city survey office at the city of San Diego to ask if 6375 Lusk even existed because all other searched offices had no information on Drachman Lending Center. A nice city employee at the survey office looked the address up and said no business, no building is being shown at that address,This rip off artist company had sent me a document to sign which stated i would send them a little over $900.00 upfront to get a loan of about $20.000.Nathaniel Hunt Loan officer was e-mailing me at first and answering my questions about credit check. He claimed my credit was checked and i was approved when i never gave him permission to check my credit. Now that i am e-mailing Mr Hunt and asking about if he is licensed i am getting to answer from him . I am turning this company into the internet police, the FBI. for fraud. If you have been ripped off for money by this company or other loan companies in San Diego the local San Diego police can help you.However, do NOT deal with these people at Drachman Lending Center., They are crooks operating online with a San Diego address in which the building doesnt even exist.Companies like this are taking severe advantage of people down on their luck. AVOID THIS COMPANY. They also state in their cobntract that you can be charged more money if they feel certain things arent right.