This company is been charging me a debt that is not mine. I wrote to every single collection agency that they have used to ask of proof of debt, no answer. Instead, they change the collection agency and the balance keep increasing, i don't know what else to do. When i talked to the collection agencies they gave me a phone and address to talk to the freaking bank but when you call them they ask you to talk to the collections agency. This *** make me so mad, because it is like a hot pottato while this people abuse consumers and damage our credit and we can't do anything Rob, Florida