This card service sucks I advise no one to open up with them my husband tax return was sent to my card I never received it so I called to see what was going on they say I need to add him as a second card holder ok now it's 10 dollars to add him I pay that now I have to upload my id I dis that so now I call to add him they tell me it's gone take 5 days to add him to my account the same amount of time for them to send his check back they knew they wasn't gonna load it or what ever but had me spend my hard earned money to add to add him but hot to wait 5 days to add when I paid my money today if this not the worst I don't know what is I have a net spend and it's service way better then this [censor]