The bank consistently holds your money. My wife transferred funds from her line of credit account at Suntrust to her commercial account with Suntrust, on llne, Thursday. A transfer was required on Friday to send to the UK but the bank claims the funds have not cleared. That is impossible but they refuse to do the transfer til Monday plus there is an extra 3 days interest on her line of credit account. at Suntrust has detteriorated. User's recommendation: Stand firm and do not accept their excuses.