I looked into a loan and was approved for $450. When reading the fine print, there was a fee of $1200 and some dollars because I live in Ohio and it's a CSO and not a direct lender. Beware of this so called lender! They should be shut down! You are better off looking into other options with a lender who will lend you money directly. The website stated that I could pay off the loan early and save on interest. However, when they tack on fees like that, you would be lucky to ever pay off this loan. You're better off paying stuff late and save yourself potentially thousands in fees and interest. I don't understand how any company can prey on people like this. No wonder it's nearly impossible to regain control of your finances with sharks like them.