I usually read the fine print but I must have missed something because there is no way I would have signed on to pay for a service such as this. It is totally useless and borderline scam. The billing occurs quarterly for the Albatross membership level. User's recommendation: Don’t sign on with this group in the first place. There are plenty of free and not for profit informational sites for expats that are easy to find. Do not sign on or agree to anything with this organization.