I'll be the first to admit we did fall behind on our house payment when unforeseen problems arose. I called the mortgage company and they told me what amount to send and that it HAD to be this certain amount or they wouldn't take our money. I sent money over night to the bank. Check was cashed and I'm now current on payments. Now, on my credit report they are "reporting" but are saying no payment has been made in 6mos!! I filled a claim to fix this with the credit company and they said the bank said this reporting is correct. WRONG!!! Who has my money? Where is my money going? My credit score is turning into *** because of YOU after I made things right! NEVER AGAIN will I use this place and I'm only using this place because my first mortgage company sold it to them. I wouldn't recommend this place to anyone. I will be Using the Fair Debt Collection Practices Act (FDCPA) to fix false information you put on my report.