i applied for commutation first time on the 01 October 2019 i submitted the forms, qoutation, motivation letter, identity copy and my drivers licence. it was rejected and i was not told about it, i waited 15 days as advised by the consultant (Recardo Mashego) when i fanaly called because i knock off late i was told then that it has been rejected. they required a road-worthy cerificate which i had to promise the dealer that i will surely buy the car after 15 days .. i have sent all the documents on the 31 October 2019 i was told to wait for a maximum of 15 working days . 15 days passed, i do not have the money still . i also had plans and i am very inconvinienced, i do not understand why they could not keep the end of their deal since they expected soo many documents on my side.