i have several accounts with this horrible bank if i knew this company will treat people like this i will never had used them i use them for purchasing atv my bp credit cards and others i have city and capital one and td bank i will stay with them they are respectful and they take care of you i had bp credit card for a while never missed a payment they return my payment to my bank saying they never receive it i knew they where a bunch of liars so i ask the bank t provide me proof the bank said they took it and sent it back next day for no reason i snd payment again they did same and they charge me late fees after i just turn and look the other way i sent them a letter never reply to me and 3 weeks later they close my account with no reason i have good credit and i never miss a payment if they do something to my credit i will take them to court is about time some one does something about it, i see they are doing it to a lot of people they are just dirty deal with capital one stay away from this garbage company