Have written already re the money which was taken out of my bank account, without my permission for the above two products. Like others. I did not notice a clause where it said, help yourself to my money. Look forward to a full refund or another negative review will be posted on the site. I have advised bank to stop any more money going out and into their account, that is if that is the procedure. How many more people took this offer out in good faith, only to realise it is a scam. Nan Mcdonald