Charging people more than double what you should pay for the item or items. The better business bureau need to shut them down. Just taking advantage of people. I was there, and applied, approved, and didn't get a receipt or a copy of the lease. So I called the lady she forgot to give them to me. I did end up getting both. Look at the payment schedule it was ridiculous. Bye the time everything was done I paid what I should have. I was offered to give it away to a non-profit organization or settlement. I was trying to establish better credit, and instead they put that leasing charge on my credit report, I refused to pay an additional $1400.00 to them for their gain. I will tell the public not to purchase any leasing agreement with ACIMA. I will notified whom ever I need to so people don't get ripped off.