About Company NO.2
Mom criticizes giving quick credit to unemployed girl What young woman's mother expresses dissatisfaction with fast credit issuers in the activities of SMS credit.com. The mother received a warning about the upcoming court proceedings if the loan was not repaid in time. The woman is determined to pay off her daughter's debts, but does not understand why the company has refused to issue a loan to a young woman who is not working for herself and is supported by her mother, LNT broadcasts. „People's voice”. Does not work, but receives a credit of 250 lats Anita, who works as a salesperson, recently received a mailbox alert about court cases. It is stated in the letter that her daughter had taken a loan from SMS credit.com and has not repaid both the principal and interest payments on time. Anita's daughter is 20 years old, but she herself has absolutely no income of her own. The girl is studying and she is dependent on Anita. Now the mother will have to cover her daughter's debts. Anita does not deny her daughter's irresponsible actions, but at the same time she does not understand why the lenders, who work professionally, lent interest to her daughter in the amount of almost 250 lats. The mother immediately called the company on the phone number in the letter and agreed on a refund. They have assessed her solvency and considered her to be solvent. When I asked them what the evaluators were up to, they told me that it was their company's secret, according to Anita, the People's Voter. Advertisement The girl has repeatedly taken credit for Anita's salesman's salary is not high, but she has settled her daughter's debts. Meanwhile, the company „S explained to the credit.com” program that this was already the fourth loan taken by Anita's subsidiary to this credit institution. Toms Jurjevs, CEO of SMScredit.com, said that the girl had taken a small amount for the first time, but then more and more. The first three debts are repaid, but only the fourth time the girl has problems. Every person who applies for a loan, of course, the first thing we check is age or whether he is 19 years or older. The second thing we check is the information on the debt recovery database. We look to see if this person has ever delayed any payment from another service provider. If there are no such delays, then this person is still borrowed responsibly and has assessed his chances to repay, Jurjev pointed out. Will fight for the right to know the client's workplace and the amount of income However, these criteria are not sufficient, so it is currently being actively worked on so that the creditor can also obtain information about the creditor's place of work and income. Jurjev added: "Unfortunately, we do not currently have the right to check people's incomes. We are currently struggling to have this right, because we are interested in lending money to someone who has an income. It is not our job to lend money to students or people who do not have a job, who will not be able to return this money - it is not in our interest or in the interest of the borrower. s” In the meantime, while small lenders do not have access to such information, parents need to keep their hands on the pulse so that their children, who have just reached the age of majority, do not fall into credit. will eat, the broadcast indicated.
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