He told us the VA refinance would cost us nothing, I asked him to clarify 3 times about how much it would cost us, each time, because it is the VA program it nothing. We get our loan paper work and said 7k+. I told him I do not want to reset the loan we have already...
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5 months and still no refi – this company needs its business license pulled. Excellent credit score, solid job history and zero missed payments – ever.
I applied for a cash-out refi on November 30, 2020. I had a house worth $500k+ with a 1st of $120k and wanted a refi for $220k. I expected a close of Dec. TWO and ONE-HALF months later they were still asking for information. It was quickly obvious that the processors had no idea what they were...
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I own my own business and my wife has a “regular” job. For about 4 months we jumped through hoop after hoop getting documents together for them. Every time we got what they wanted they then needed to see more. User’s recommendation: If not a regular w-2 earner then don’t bother.
