American Credit Acceptance

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American Credit Acceptance

Average Rating:

1.7 / 625 votes / 77 reviews
American Credit Acceptance
961 E. Main St., Spartanburg, South Carolina, 29302
United States

Phone number: (866) 544-3430

Category: Financial Services

Toll-Free Number:
(866) 544-3430
Customer Service:

(866) 202-6916

Impound Notifications
(877) 204-6757

Rebates, Extended Service Contracts and GAP Cancellations
(855) 292-6429

Service Members Relief Act (Scra)
(855) 292-6426

(877) 811-1620

(866) 202-6914
(866) 441-0251
(855) 292-6430
Total and Partial Loss Insurance Claims

Sales/ Reservations:
(855) 295-8810
Dealer Support, Underwriting: Option 1 Funding: Option 2 Sales: Option 3

(866) 202-6912
Other Info

Other Info (opening hours):


Monday – Friday: 8 AM – 12 AM (ET)

Saturday: 8 AM – 5 PM (ET)


Payoff Checks

American Credit Acceptance

961 E Main St

Spartanburg, SC 29302


320 E Main St,

Spartanburg, SC 29302, US

Forest Park

5486 Old Dixie Hwy,

Forest Park, Georgia 30297, US

Company Address
American Credit Acceptance LLC
PO Box 204531
United States is not affiliated, associated, authorized, endorsed by, or in any way officially connected with American Credit Acceptance, or any of its subsidiaries or its affiliates. The use in this website and/or in related promotional print or video material of trademarked names and images is strictly for editorial and descriptive purposes.

Complaints & Reviews — American Credit Acceptance

15 Mar, 2021

New purchase at carmax

I was told that you all accepted Uber as an income. Then later was told you all didnt. I use a different vehicle for Uber and not the one I was purchasing. I am an Army disabled veteran and had a good down payment. I dont think carmax asked you all the question.
My car payment was deducted out of my account wondering whats going on …
15 Sep, 2020

The worst decision

a car that cost 5 k ended up costing over 14k no balloon payment without paying all the interest to get out of paying interest even though the guy who approved it said I could. save your money and pay cash, unless you have money to waste User’s recommendation: save your money pay cash.
If you want to add to my complaint with the Attorney General’s office, please do so and give them my name and email, so that they can do a broader investigation. Ruby Baylor [email protected]***.com.
1.They repossessed my car after pleading with them to work with me during a hardship. They agreed as well as looking into seeing if i qualified for a deferment. I paid a full payment and they took my car the following month. I was stuck with my little girl and called…
armax in Ontario California sold me a car that when it was too ;ate realized it still had a loan on it (that’s my conclusion and the obvious reason) after bringing in my Audi whom months before i purchased from the same Carmax paid half cash half loan. paid off the…
Bad business. I had to recall them myself. Said they were talking to a manager and I would have my title via email within 15 to 30 min. It’s. Been 24 hours and still somewhere else User’s recommendation: Don’t use.
We have numerous time have call this company since 2/21/19 about our account which they take us off auto-pay try repossess our vehicle knowing we don’t authorized this. The company don”t call or email or text or send a letter in the mail saying payment not been made…
Each month I made a Payment on my auto loan and every other month they would not collect from the bank. then I would get phone calls saying my payment was not received,reversed by the bank or just late and they would then add late fees and a processing fee for the same UNCOLLECTED PAYMENT. I have... Read more➤
I bought a 2010 Nissan Maxima in August 2013 at 24.7% and my payments are $602.36 a month. The total amount for the car was $43,369.92 and my final payment is suppose to be today, Feb 26, 2020. To date, I’ve paid them $44,269.97 and they still want me to pay another $2500.00. Said I still owe... Read more➤
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