I had 4 credit cards to various stores through Synchrony Bank, all in good standing, never made a late payment, and only ever came close to maxing out one card. None of them had a balance on them. Today I receive a notice in the mail that all of my accounts have been closed!!! No warning. No notice. No reason, as I have never made a late payment. This is ridiculous. Poor business practice to destroy the credit of long-time, on-time-paying customers.