This company told me -Terrance salesperson - that I would have $5000 for final expense. For the accident policy they took $53.42 out of my checking account and after cancelling that policy returned only $17.25. But after calling to check, was told my beneficiary would only get $1, 000. But continued to harass me by email about, Not having policy number on form Birthdate not matching - Terrance messed up my birthdays! Made me resend form birth certificate and driver's license Company obviously cannot be trusted!