Update by user Apr 20, 2021 No communication with the institution, but payment was posted three days after the ACH was processed. Original review posted by user Mar 21, 2021 I fail to understand why any retail institutions are allowing this Monopoly credit card vendor to treat their customers like crap. This is madness at its worst.... I do thousands of dollars in business with Lowes monthly through my business, and I finally decided to get a Lowes advantage card personally. What a mistake.... I set up my only line account paid the balance in full on the 18of March they draft the funds directly from my bank account! and it takes them 7 day to post the payment to the Lowes card! Which still shows only 5 dollars available? This company is straight crap! Avoid any retailers that do business with this institution! User's recommendation: Just use your visa or MasterCard or American Express with your bank.