We had a huge ice storm in our small town, Carter Lake, Iowa several months ago. All the other homes have been repaired for weeks and months. Our Home Owners Association - the Shoal Pointe HOA- had contracted with American Family Insurance for insurance coverage. We are still fighting to get our claims fairly resolved. No one else in the entire community has experienced the reluctance and the delays, slow response and general difficulty we have had with American Family. Other companies have long since settled with home owners. Other homes are long since repaired. Months after the ice storm, our block still has broken windows, damaged garages, pocked siding, and broken decks. Our HOA will NOT be using American Family Insurance again. We strongly recommend others look elsewhere as well.