Received $100 gift card from my company and I used in store but it was decline called the customer service and said it was not activated properly and said they need a copy of receipt. Contacted our company secretary and she able to get the receipt and sent to vanilla email. Called again the customer service and tell me because there is 16 cards purchase on the receipt they want the last 4 digits of all those 16 card before activating my gift card. What the heck.. you are very frustrating vanilla MasterCard. No wonder why you have many bad reviews. Close your company. Stop stealing money from consumers.