Be very careful when purchasing Assurant vehicle extended warranty! I purchased Assurant extended warranty for my vehicle from the dealer thinking it would good insurance if my vehicle needed repair. Little did I know the amount I paid for the Assurant Vehicle Extended Warranty was the amount they would cover. For example, if I paid $3, 000 for 4 years coverage, Assurant would only cover up to $3, 000 max. Why would I purchase Assurant Warranty and pay "up front" when Assurant would only cover $3, 000 (the amount I paid)? I rather NOT PAY Assurant extended warranty and pay as I go when there is repair that needed to be done. I thought purchasing Assurant Extended Warranty would cover any repairs (not wear and tear) even it it's over the amount I paid for the warranty. It's a gamble weather I use the warranty or not. Also they do not cover rubber or plastics. Therefore, if the repair is $500 (for example), you still have to pay for any plastics or rubber (hoses) for that repair. If I would have known Assurant would only cover the amount you paid for purchasing their Extended Warranty, I would have never purchased it. Why should I pay up front so they can earn interests why they won't cover a dime over the amout I paid for purchasing Assurant Extended Warranty? Make sure to ask questions and make sure the coverage before purchasing.