In 2019 i was a victim of fraud by a pc Attourney Phillup A Sellers .US Bank keeps sending letters of my account and people claim an cfpd are not allowed to persue my case . On my credit reports showed i was late in Jan Feb March in that time frame is when i hired the attourney above in dec of 2018 .This is fraud and on transunion bill of rights im not guilty of fraud of 30 60 90 days late U.S believe they reports are accurate. Innoocent till proven guilty . they keep the conversation short when i mention my fraud case.