AHR has been "requesting" a loan modification on my home loan with BOA thru an email that was NEVER authorized by me. I never even heard of this company!! I only found out b/c BOA listed my home loan online as "in the process of a mortgage workout". This has happened now 2 months in a row. My belief is that they submitted a request on behalf of someone else, but transposed the account number. Someone by the name of MEGHAN DURANE is doing this. If anyone out there has a mortgage with BOA (AHR may have an account with them), PLEASE check to see if they are doing the same to you!! I have rectified this situation with BOA (they have noted the account extensively), but am expecting this MEGHAN DURANE to keep trying to push this through. Again, I have NEVER HEARD OF THIS COMPANY until now, so this has to be a scam. Cannot get in touch with anyone on phone at AHR (in fact, the VM recording says a different number than the one I dialed!). BEWARE!!