I like someone posting before had Cititravel and now Travelers Advantage and always in the past I have done well using the program. We like to stay at Hilton and we never prepay. If you pre-pay you do not get the points. However, you do get your 5 percent back with the program. ALWAYS in the past the pricing was the same on the Hilton website and Travelers Advantage. This time as I was booking 30 hotel reservations NOT one price was the same. I always book either AAA or AARP rates and never pre-paid. The Travelers Advantage price was always higher by at least 10 dollars and as much as 30 dollars! There is NO price savings! They swear up and down they are using the same global system — perhaps BUT their pricing is NOT. So be careful when booking to check the hotel company site first for exactly what you want to ensure pricing is correct. I landed up saving far more booking directly with Hilton AAA again non pre-paid. I will keep the program only because we book tours and the price is the price with Globus and I can save the 5 percent. Be careful on car, hotels and air with them!