I went to Billion in Nov 2011 after having some financial problems and wanted to trade in my nearly new VW Jetta and get a less expensive car and lower monthly payments. They offered only 2 cars to pick from and sold me a 2009 Suzuki SX 4. Payments were less ( $355/mo) but after checking the blue book on it (I wasn't able to do that at the dealership) I found that it was worth much less that what they sold it to me for. I went back and talked to them and they offered to lease me a car but it would end up costing $440/mo for 36 months with $1,000 down. They wouldn't work with me to get it down to even $400/mo.