i was put through months of BS proving who i am and that they were at fault. finally they had to admit to the fraud and accepted responsibilty. and that they owe me the money they stole from me. ive contacted avant several times in the last year and have been promised i would be contacted in regards to refunding my money. They have totally ignored me and i havent recieved a dime. im 73 years old and live on social security. ive had to sell some of my posessions to survive, thanks to avant my golden years arnt so golden. thank you avant tor being the *** of the banking world User's recommendation: beware.